Clik here to view.
UBTI and UDFI Tax Considerations for IRA Owners
IRAs are a great shelter for growing investments tax-deferred (in a Traditional IRA) or even tax-free (in a Roth IRA). However, there are instances in which the income produced by an IRA-owned...
View ArticleClik here to view.
Reporting Fair Market Values for Alternative IRA Assets
One of the requirements for IRA custodians like STRATA is to report the fair market value (FMV) of IRAs to IRA owners each year and to the Internal Revenue Service (IRS) annually on IRS Form 5498....
View ArticleClik here to view.
5 Reasons to Roll Over Your 401(k) When You Change Jobs
Thinking about rolling over an old 401(k) or other workplace retirement savings plan that’s collecting dust? When leaving a job, leaving behind a 401(k) is easy to do. After all, when it comes to...
View ArticleClik here to view.
You’ll Love Our New Look!
New year, new statement! We’ve refreshed our quarterly statements to bring you additional information and clarity. Listed herein are the new sections or enhancements to current sections that provide...
View ArticleSTRATA TEAMS UP WITH TD AMERITRADE TO OFFER ONLINE TRADING
While STRATA’s edge has always been our ability to custody unconventional and alternative assets, sometimes investors and advisors ask about setting up an online brokerage account within a STRATA IRA....
View ArticleWhy Did I Receive A Form 1099-R?
If you took money or property out of your employer’s retirement plan or your IRA in 2018, you will receive an IRS Form 1099-R, Distributions From Pensions, Annuities, Retirement or Profit-Sharing...
View ArticleTop 10 Tips For Making An IRA Contribution
Calendar year 2018 may be over, but it’s not too late to fund your IRA for 2018. You have up until your tax return due date (generally April 15) to finish making 2018 contributions. Here are 10 things...
View ArticleClik here to view.
Infographic: 10 Things to Know About Traditional IRAs
A Traditional IRA gives individuals the opportunity to direct pre-tax income toward tax-deferred investments. In addition, no capital gains or dividend income is taxed until it is withdrawn from a...
View ArticleWhen an IRA Incurs UBTI or UDFI
Investing in a self-directed IRA has many advantages, including the valuable combination of two key benefits: Tax deferral on investment earnings Broad array of alternative investment options...
View ArticleClik here to view.
Smart Retirement Portfolio Moves to Make Now
Alternative investments—such as private equity, real estate or private debt—are continuing to gain popularity for investors seeking to diversify their retirement plan assets. Institutional investors...
View ArticleFair Market Value – Why Accuracy Is Important
When an IRA owner withdraws cash from a Traditional IRA, they are typically taxed on the amount distributed. If a self-directed IRA owner takes an in-kind distribution of an alternative asset such as...
View ArticleIRA Transfers – An Easy Way to Move Assets
IRA investors have an easy method available to them for moving assets among their IRAs: an IRA-to-IRA transfer. Some may use this tool to consolidate their accounts, build balances to purchase an...
View ArticleClik here to view.
Fair Market Value: What You Need To Know
Federal law requires STRATA to report the fair market value (“FMV”) of each retirement account we administer to the Internal Revenue Service each year. To properly complete these functions, IRA...
View ArticleClik here to view.
There’s Still Time to Make a SEP IRA Plan Contribution for 2018
As a business owner, would you like to save more for retirement? As an investor, would you like to build your self-directed IRA account balance faster? If you have business income, you may want to...
View ArticleDont Lose Your IRA Inheritance to Taxes or Penalties
Have you recently inherited an IRA from a loved one, or do you think you will someday? If so, it’s important to understand your options for taking payments from that IRA, so you don’t lose your...
View ArticleSpouse IRA Beneficiaries: Understand All Your Options
The time after a spouse’s death can be overwhelming with grief and urgent financial issues. If your spouse had an IRA that will now be yours, this is one financial asset that you may use immediately if...
View ArticleIRA Beneficiary Options: Nonspouse Beneficiaries
Legal rights to IRA assets are transferred to IRA beneficiaries upon the IRA owner’s death, outside of probate proceedings. You will likely be able to access your inherited assets right away. Or, you...
View ArticleTax Basics for Self-Directed IRAs
You’ve probably heard that investing in something called a “self-directed IRA” can save you money on taxes and open the door to a wider range of asset classes in your retirement savings accounts. But...
View ArticleMoving Assets Into a Roth IRA Through a Conversion
One way to build your self-directed Roth IRA balance quickly is to convert other IRA assets to your Roth IRA. You can move traditional IRA, SEP IRA, and SIMPLE IRA assets into your Roth IRA.* Because...
View ArticleTraditional or Roth? You Can Change Your Mind After You Make a Contribution
“A leopard can’t change its spots,” as the old saying goes, but the tax nature of an IRA contribution can be changed to give you the type of tax benefit you want. A “re-characterization” is an IRA...
View Article