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STRATA Trust participates in Corporate Compliance & Ethics Week
One of STRATA Trust Company’s bedrock values is Integrity. Our business is grounded in trust. We’re proud of what we stand for: a great work ethic, morals, honesty, respect, and transparency. At...
View ArticleRMD Strategies for 2019 and Beyond
Beginning at age 70½ IRA owners are required to take annual withdrawals from their IRAs– whether they need the income or not. Tax laws require these annual payments to ensure tax-deferred IRA assets...
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STRATA In the Community: Waco Cultural Arts Fest
Engaging with art is essential to the human experience. Almost as soon as motor skills are developed, children communicate through artistic expression1. STRATA Trust believes in supporting the arts and...
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STRATA In the Community: Caritas of Waco’s Annual Food Drive
Helping the community is a priority for STRATA Trust Company. Volunteering our time and resources to causes we are passionate about is very important to us. One of the many charitable organizations...
View ArticleWhy Investing in Alternative Assets Makes Sense in a Self-Directed IRA
The bull market for stocks is now 10 years old, having bottomed out in early March of 2009 in the wake of the financial crisis. While the direction of the market has been generally up over the past...
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STRATA In the Community: University High School “Make A Wish Come True” Program
Continuing a tradition of supporting causes that are important to us and to our community, STRATA Trust once again supported University High School’s annual “Make A Wish Come True” Program to help...
View ArticleWho Will Manage Your IRA If You Can’t?
“Hope for the best but prepare for the worst” is a motto many people live by. Having a plan for protection against unknown future possibilities can be comforting. Common measures to help prepare for a...
View ArticleSTRATA In The Community: CASA Holiday Toy & Gift Drive
Each holiday season, CASA of McLennan County invites organizations and individuals to provide gifts for children in the foster care system. This annual project is a wonderful opportunity for STRATA...
View ArticleIncreasing Life Expectancies Lead to Lower RMDs
According to the current Administration, polling shows that nearly half of Americans are concerned they will not have enough money to live on during retirement.1 One proposal for addressing this...
View ArticleIt’s A Date! Managing Your Self-Directed IRA in 2020
Each year seems to fly by faster than the year before. Important dates and deadlines can swoosh past with little warning. To help you manage your self-directed IRA in 2020, we’ve compiled a list of...
View ArticleHave You Turned in Valuations for Your Alternative Investments?
Alternative investments are sought after by self-directed IRA investors for many reasons, including the opportunity to invest in tangible assets and assets whose values are not tied to the stock...
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UBTI and UDFI Tax Considerations for IRA Owners
IRAs are a great shelter for growing investments tax-deferred (in a Traditional IRA) or even tax-free (in a Roth IRA). However, there are instances in which the income produced by an IRA-owned...
View Article10 Tips for IRA Rollovers
Rolling over retirement savings from a former employer’s retirement plan to a self-directed IRA can have many benefits, including the freedom to invest in a broad range of alternative investments....
View Article2 Tax Forms IRA Owners Need to Know
If you own an IRA (or any qualified retirement savings account), there are two IRS tax forms you should be familiar with – even if you engage an accountant to prepare your tax return. Making sure these...
View ArticleSTRATA Trust Company Appears on the Compassionate Capitalist Podcast with...
Tune in to hear our National Director of Business Development, Patrick Hagen, talk with Karen Rands on the Compassionate Capitalist podcast about how to use self-directed retirement accounts as an...
View ArticleWhat You Should Know About the DOL’s Plan Asset Rules
Investment issuers need to be aware of rules from the Department of Labor that could result in a violation of prohibited transaction rules if they aren’t followed. This, in turn, can lead to costly tax...
View ArticleInherited IRAS Won’t Stretch As Far As They Used To
Up until 2020, the “stretch IRA” concept was commonly used as an estate or legacy planning tool for IRA owners who wanted to leave a significant amount of tax-sheltered assets to their heirs. With the...
View ArticleHow the QCD Anti-Abuse Rule Could Affect Retirement and Charitable Giving...
The SECURE Act that became law on January 1 of this year made a number of changes to retirement plans that are beneficial to retirement savers and investors. One of these is the repeal of the age limit...
View ArticleShould You Invest Self-Directed IRA Assets in a Crowdfunding Platform?
Diversification is one of the biggest keys to investing success for self-directed IRA owners. By spreading your IRA assets out among a wide range of different asset types, you can possibly reduce risk...
View ArticleSTRATA’s Kelli Click Featured in U.S. News & World Report’s “5 RMD Rules That...
Article originally published in U.S. News & World Report by Rebecca Lake, Contributor – Understanding the rules for what’s required minimum distributions, known as RMDs, can be difficult, but...
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