CARES Act Waives RMDs in 2020
Just as we were all getting used to the SECURE Act rule changes, the rules changed again. After a few quiet years on the legislative front, two major bills affecting retirement savings have been passed...
View ArticleSTRATA’s Patrick Hagen Featured in U.S. News & World Report’s “How to...
Article originally published in U.S. News & World Report by Rebecca Lake, Contributor – A changing economic environment that brings 0% interest rates can open up new possibilities for investors....
View Article2019 Tax Filing and IRA Contribution Deadline Extended Until July 15, 2020:...
As the U.S. government moves quickly to respond to the ongoing Coronavirus pandemic, there is some relief for taxpayers. On Friday, March 20, 2020, Treasury Secretary Steven Mnuchin announced an...
View ArticleHave Business Income? Start a SEP Plan for Tax and Retirement Savings Benefits
If you earn income from being self-employed, you are eligible to start a Simplified Employee Pension (SEP) plan. A SEP plan is a business-sponsored retirement plan that allows you to deduct your plan...
View ArticleSTRATA’s Kelli Click Featured in MarketWatch’s “How To Decide If You Should...
Article originally published on MarketWatch by Ellie Ismailidou – Too much choice can sometimes be a bad thing in life and it’s no different in saving for retirement. 401(k), Roth 401(k), IRA, Roth...
View ArticleSTRATA’s Kelli Click Featured in U.S. News & World Report’s “5 RMD Rules That...
Article originally published in U.S. News & World Report by Rebecca Lake, Contributor – Understanding the rules for what’s required minimum distributions, known as RMDs, can be difficult, but...
View ArticleShould You Invest Self-Directed IRA Assets in a Crowdfunding Platform?
Diversification is one of the biggest keys to investing success for self-directed IRA owners. By spreading your IRA assets out among a wide range of different asset types, you can possibly reduce risk...
View ArticleHow the QCD Anti-Abuse Rule Could Affect Retirement and Charitable Giving...
The SECURE Act that became law on January 1 of this year made a number of changes to retirement plans that are beneficial to retirement savers and investors. One of these is the repeal of the age limit...
View ArticleInherited IRAS Won’t Stretch As Far As They Used To
Up until 2020, the “stretch IRA” concept was commonly used as an estate or legacy planning tool for IRA owners who wanted to leave a significant amount of tax-sheltered assets to their heirs. With the...
View ArticleWhat You Should Know About the DOL’s Plan Asset Rules
Investment issuers need to be aware of rules from the Department of Labor that could result in a violation of prohibited transaction rules if they aren’t followed. This, in turn, can lead to costly tax...
View ArticleSTRATA Trust Company Appears on the Compassionate Capitalist Podcast with...
Tune in to hear our National Director of Business Development, Patrick Hagen, talk with Karen Rands on the Compassionate Capitalist podcast about how to use self-directed retirement accounts as an...
View Article2 Tax Forms IRA Owners Need to Know
If you own an IRA (or any qualified retirement savings account), there are two IRS tax forms you should be familiar with – even if you engage an accountant to prepare your tax return. Making sure these...
View Article10 Tips for IRA Rollovers
Rolling over retirement savings from a former employer’s retirement plan to a self-directed IRA can have many benefits, including the freedom to invest in a broad range of alternative investments....
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UBTI and UDFI Tax Considerations for IRA Owners
IRAs are a great shelter for growing investments tax-deferred (in a Traditional IRA) or even tax-free (in a Roth IRA). However, there are instances in which the income produced by an IRA-owned...
View ArticleHave You Turned in Valuations for Your Alternative Investments?
Alternative investments are sought after by self-directed IRA investors for many reasons, including the opportunity to invest in tangible assets and assets whose values are not tied to the stock...
View ArticleIt’s A Date! Managing Your Self-Directed IRA in 2020
Each year seems to fly by faster than the year before. Important dates and deadlines can swoosh past with little warning. To help you manage your self-directed IRA in 2020, we’ve compiled a list of...
View ArticleIncreasing Life Expectancies Lead to Lower RMDs
According to the current Administration, polling shows that nearly half of Americans are concerned they will not have enough money to live on during retirement.1 One proposal for addressing this...
View ArticleSTRATA In The Community: CASA Holiday Toy & Gift Drive
Each holiday season, CASA of McLennan County invites organizations and individuals to provide gifts for children in the foster care system. This annual project is a wonderful opportunity for STRATA...
View ArticleWho Will Manage Your IRA If You Can’t?
“Hope for the best but prepare for the worst” is a motto many people live by. Having a plan for protection against unknown future possibilities can be comforting. Common measures to help prepare for a...
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STRATA In the Community: University High School “Make A Wish Come True” Program
Continuing a tradition of supporting causes that are important to us and to our community, STRATA Trust once again supported University High School’s annual “Make A Wish Come True” Program to help...
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